Personal Loans
That allow you to achieve your short and medium-term financial goals, helping you not only finance a life project, but also cover daily payments.
Additionally, we offer life insurance and medical assistance without putting your financial stability at risk.
Personal loans from $750 to $15,000 dollars
Apoyo Financiero offers you the opportunity to develop your plans with financing through a personal loan. Take that trip you always dreamed of, pay for your children's education, build your home, send money to your country of origin or simply enjoy an afternoon shopping with your family.
- Interest rate type: Fixed
- The loan amount does not include $75 in fees/administrative costs
- The APR rate may change depending on the first payment date selected, the term and the loan amount.
Representative example: An applicant in California**, who meets the income and credit history requirements, could receive a personal loan of $2,400.00 with a term of 36 months*, with an origination fee of $90.00 and an APR of 35.93%. In this example, the applicant would receive a loan of $2,400.00 and would make 36 monthly payments of $109.84 each. The total payment would be $3,954.24 over the 36 months of the loan term, including all applicable interest and charges.
*The term range for a loan in California is from 6 months to a maximum of 60 months based on the loan amount.
**Pilot program loans in the State of California have a maximum applicable interest rate of 35%.
Requirements:
- Valid Official ID: Consular ID, Passport or California ID.
- Proof of Income: From the last month.
- Proof of Address: Service payment receipts (electricity, gas, phone) in your name.
Features:
What benefits does it offer me?
Personal loans from $750 to $10,000 dollars
- Interest rate type: Fixed.
- The loan amount does not include fees/administrative costs.
- The APR rate may change depending on the first payment date selected, the term and the loan amount.
Representative example: An applicant in Texas who meets the income and other credit requirements, could receive a personal loan of $8,000.00 for a term of 36 months with an origination fee of $100.00 and an APR of 29.21%. In this example, the applicant would receive $8,000.00 deposited into their account and would make 36 monthly payments of $336.26 each. The total payment would be $12,105.36 payable over the 36 months of the loan term, including all applicable interest and charges. The actual rate depends on the credit score, loan amount, loan term and credit history, and will be agreed upon between the applicant and Apoyo Financiero, Inc., Maximum loan payment term: 60 months. Minimum loan payment term: 6 months. Origination fee: $100.00
Requirements:
- Identificación Oficial Vigente: Matricula, Pasaporte o Identificación.
- Proof of Income: From the last month.
- Proof of Address: Service payment receipts (electricity, gas, phone) in your name.
Features:
What benefits does it offer me?
Frequent questions
If you are a resident of California, you can apply in any of our branches with current personal identifying documentation (Official ID, Consular Registration Card or Passport), proof of income (check from your company) and proof of address.
We recommend you to have the above mentioned documents at hand.
One of our branch executives can advise you, or you can call us at 800-891-2778
Of course, we recommend that you speak with one of our branch executives for advice, or we can also provide you with information en el 800-891-2778
Yes, it can be a family member. Additionally, you can combine your incomes to make it easier to obtain your loan.
-Payment terms on a biweekly, semi-monthly or monthly basis depending on your loan amount.
-No need to pawn anything
-No penalties for prepayments.
-You can renew a loan even while having another one (increase your loan amount)
Yes, we charge an administrative fee, but this fee is not deducted from the amount you requested, as it is already included in the payments you will make.
We give you a response within a maximum of 2 business days. In most cases, the loan is delivered to you two days after you submit all complete documentation and the corresponding verifications are completed.
With a check made out to you or a deposit to your debit card.
You can make your payments from our Apoyo Financiero Mobile app or if you prefer to make your payments in cash, you can do so through the PayNearMe network at any Walmart, 7-Eleven, Family Dollar, Walgreens, Walmartor CVS.
For more details, visit our payment options page.
You must go to the nearest branch and ask an executive to update your information, you can also call the Customer Service Area at 800-891-2778
Yes, in fact, you have several options:
- Making principal payments.
- Paying off your loan before the established time.
As with all credits or loans you contract, late payments generate late fees ($14 dollars). We recommend keeping track of your payment dates, making principal payments and advancing payments whenever possible. Remember that a healthy credit history is the open door to another loan with us and other credit institutions.
Of course, as many times as you need, you just need to be current on your payments.
You can contact us at 800-891-2778, send an email to contactus@apoyofin.com
Apoyo Financiero, Inc. is committed to ensuring digital access for people with disabilities. We would appreciate you sharing any issues regarding the accessibility of the website at the following email: accessibility@apoyofin.com
De acuerdo a lo establecido por las leyes federales y las políticas del Departamento del Tesoro esta organización no puede discriminar por causa de raza, color, origen nacional, sexo, edad, o porque una persona tiene impedimentos. Para presentar una queja sobre discriminación, escriba a: U.S. Department of the Treasury, Director, Office of Civil Rights and Equal Employment Opportunity 1500 Pennsylvania Avenue, N.W., Washington, DC 20220; o envíe un correo electrónico a: crcomplaints@treasury.gov