Learn more about Apoyo Financiero

Our Company



MISSION
We create financial inclusion and opportunity through exceptional service.

VISION
Building stronger communities through promoting financial inclusion, expanding career opportunities, and providing a hand-up to the less fortunate.

VALUES
  • Integrity.
  • Honesty.
  • Teamwork.
  • Leadership.
  • Social Responsibility.



History

Apoyo Financiero, a microfinance company dedicated to providing loans to the underbanked community in the San Francisco Bay Area was established.
 
Financiera Independencia acquires 75% of Apoyo Financiero's shares with the goal of helping to expand our presence in the market. Apoyo Financiero then began to expand by opening the Oakland branch.
We opened doors in San Jose, Concord, and San Pablo.
We open in South San Francisco, Hayward, Santa Rosa, Napa, San Jose-Blossom Hill, Tracy, and Gilroy.
We open in Salinas, Sacramento, Modesto, and Woodland.
We open in Merced, San Rafael, San Bernardino, and Stockton.
We open in Bakersfield, Fresno, Corona, Riverside, Santa Ana, and Fontana.
We are currently able to serve you in more than 25 branches and have plans for expansion to serve more members of the underbanked community in California.


Social Impact


Apoyo Financiero's strives to improve the lives of our clients by providing access to credit which will allow them to improve their standard of living through the creation and acquisition of assets.

Our objective is to be the best resource for the underbanked community by offering our clients loans which adapt to their needs in terms of payments and service they deserve.
Apoyo Financiero logo
Apoyo Financiero

Committed to the Latino community in the United States. Accessible, transparent financial solutions with heart.


Apoyo Financiero, Inc.
2300 Clayton Rd. Ste 1170
Concord, CA 94520
afi@apoyofin.com

Customer Service
800-891-2778

Monday to Saturday from 8am to 8pm.
afi@apoyofin.com
800-891-2778
Customer Service · Mon - Sat | 8am - 8pm
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© 2026 All rights reserved. Apoyo Financiero, Inc. 2300 Clayton Road, Suite 1170 Concord, CA 94520.

Loans made or arranged pursuant to California Financing Law License No. 6054790.

Subject to credit approval. For example: An applicant in California**, who meets income and other credit history requirements could receive a personal loan for $2,400.00 with a term of 36 months*, an origination fee of $90.00 and an APR of 35.93%. In this example, a consumer would receive a $2,400.00 loan and would make 36 monthly payments of $109.84 each. Total repayment would be $3,954.24 over the 36 month life of the loan, including all interest and applicable fees.

*The loan term range for a loan in California is from 6 months through a maximum of 60 months based on the loan amount.

**Pilot program loans in the State of California have an applicable maximum interest rate of 35%.

If you have any questions, please contact us at afi@apoyofin.com